Bay Federal Credit Union
| Directors: | Carrie Birkhofer (Manager or CEO) Dennis Osmer (Vice Chairperson) Linda Perez (Board Treasurer) Dana Sales (Chairperson) |
| CEO: | Carrie Birkhofer |
| Address: | onlinecontact@bayfed.com |
| City: | Capitola |
| State: | California |
| ZIP: | 95010 |
| Phone: | 831-479-6000 |
| Email: | onlinecontact@bayfed.com |
| Website: | http://www.bayfed.com |
| Members: | 65,869 |
| Fulltime: | 157 |
| Parttime: | 9 |
| Offices: | 7 |
| Opened: | 1957 |
| Assets: | $609,363,831 |
| Worth Ratio: | 6.46 |
| Worth Class: | Adequately Capitalized |
| Total Loans: | $429,449,607 |
| Total Deposits: | $494,218,642 |
| Mortgage Processing: | Yes |
| overdraft_protection: | Yes |
| overdraft_lines: | No |
| atm_cards: | Yes |
| insurances_sales: | Yes |
| home_banking_website: | Yes |
| wireless_service: | No |
| home_banking_service: | No |
| audio_response: | Yes |
| atm_access: | Yes |
| kiosk_service: | Yes |
| other_services: | No |
| indirect_lending: | No |
| participation_loans: | Yes |
| mortgage_loans: | Yes |
| business_loans: | No |
| risk_loans: | Yes |
| direct_financing: | No |
| total_mortgages_sold: | 51,994,660 |
Locations:
| 105 Post Office Dr. Suite C Aptos, CA, 95003 Phone: 831-479-6000 |
| 9440 Mills St Ben Lomond, CA, 95005 Phone: 831-479-6000 |
| 3333 Clares St Capitola, CA, 95010 Phone: 831-479-6000 |
| 2028 Freedom Blvd Freedom, CA, 95019 Phone: 831-479-6000 |
| 420 River St # C Santa Cruz, CA, 95060 Phone: 831-479-6000 |
| 255 Mt. Hermon Rd. Suite C Scotts Valley, CA, 95066 Phone: 831-479-6000 |
| 1481 Main St. Watsonville, CA, 95076 Phone: 831-479-6000 |
